Take a breather…for now After a whirlwind few months of policy surprises from the US administration, markets have had plenty to digest — from trade shakeups to rising geopolitical tension and fiscal changes in the US, it’s fair to say that markets have delivered a roller-coaster start to 2025. While short-term swings feel uncomfortable, they […]
We like to think we are becoming a more equal society, but women continue to face a particular set of challenges, compared to men, when it comes to managing their income and planning for the future. Generally speaking, women face different challenges through their financial life journey, compared to men, including: The Gender Pay Gap […]
The House View Summary: With our Celtic Samhain festival over for the year, the real horrors of the world are laid bare, flashing on our screens as we enter November. Coming towards the year end, we have one eye on the investment journey of the past 10 months and one eye on where we may […]
With the plethora of media attention across multiple platforms, it can be difficult to stick to your long-term investment plan, due to postponed investment decision making. This can adversely affect long term planning, so, when I’m reminded of all the worry, I often refer to the below chart to provide some perspective. The chart […]
We at Lifetime Financial Planning wish to reassure our Clients that we are included in the Government’s list of Essential Services. So we are continuing to work as normal through the lockdown. We have however switched to conducting many Client meetings online, and our Clients are finding this very convenient and safe also in these […]
There are plenty of national and international studies showing lower participation rates for women contributing to a pension and for those women who do participate, smaller pension pots. The reasons and impact of the resulting pensions pay gap for women are manifold. Here are 7 simple step’s which women, and their employers, can take to […]
#STICKTOTHEPLAN: How to deal with Market Volatility Volatile Markets rattle the nerves of investors, but we should remind ourselves why, as investors, we invest. Consider that when we purchase shares in a company, we are buying ownership of that company, so we become a shareholder and that entitles us to a share in the profits. […]
The Yield Titans…. As investors, we look to place our investment where we hope to receive an income (a yield) or a capital appreciation or both on the initial investment, over a period of time. In recent times however, the fixed income asset “tool box” would likely not have contained long dated sovereign bonds. The […]
Many people own shares in publicly listed companies such as Aviva, Glanbia, Ryanair, Kerry, Vodafone etc, but few are aware that a little care and attention in managing these can save you a considerable amount of money in tax. At Lifetime Financial Planning, we provide that attention. Invest 20 minutes of your time today and we will show you […]